At Legacy Auto Credit, we focus on rebuilding our customer’s credit through low-interest car and truck loans.
In case your credit is preventing you against engaging in a dependable automobile, guide a totally free assessment with certainly one of our credit professionals to begin with!
Enhance your Credit History. The Thing That Makes Us Various
Our objective would be to transform our clients’ monetary life by enhancing their credit ratings, permitting lenders and credit card issuers to take into account them low-risk. We accomplish this goal through getting our consumers to the right car to restore their credit history.
Legacy Car Credit provides:
- Low-kilometre automobiles, in order to drive a vehicle that is reliable make low re re payments
- Industry-leading car loan prices — we’ll never charge you 20-30% prices like other creditors
- 2-5 12 months term choices
- Reports to Equifax, to ensure your credit rating improves throughout the term
- Detailed intends to allow title max loan company you to reconstruct your credit
- Partnerships with dealer teams, to offer you a big choice of cars to satisfy your requirements
- Professional staff to simply help with debt-restructuring through proposals and bankruptcy
- Multi-point car inspections, in reducing the opportunity of unforeseen fix expenses
- 30 Exchange day
- Free Distribution
Apply On Line
Our credit that is easy application have the process began with one of our Credit and Finance Advisors.
Our consultative way of funding will make suggestions through the credit rebuilding process which help you reconstruct your credit with an auto loan.
After your approval, you are able to drive away in your vehicle that time if you’d like! By way of our super easy procedure, we shall allow you to get approved and driving right away, to get back once again to living the life span you desire through rebuilding your credit.
We Have Been The Financial Institution. Meet Up With The Team. Exchange Privilege
We’re an in-house funding company that lends our very own cash, and that makes us various.
At legacy Auto Credit you can easily select whom works in your favor. Our non commission Credit and Finance Advisors will get you authorized and explain to you car choices
Whom knew vehicles had been like pizza. Now you can get our rate that is low in funding anywhere in Ontario and never having to keep your property.
We’re you’ll that is sure satisfied with the new purchase, however in instance you’re not merely take it back* and we’ll assist you to trade it for the correct one. (*Some exceptions use)
Find out more about automobile finance, bad credit auto loans, credit recommendations & tricks, DIY while the latest in automotive news.
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Testimonials. We have been dedicated to causing you to a lasting consumer and buddy.
My spouce and I had a phenomenal experience working with Vic, and auto credit that is legacy. Assisting us comprehend exactly just how credit history work and exactly how to boost it, making us feel confident!
Victor had been amazing! He was extremely thorough explain everything we had a need to understand and responded any concerns that I’d. He definitely went far above to obtain me another car. I might suggest likely to see him if you should be interested in another automobile.
Vic had been great in getting me personally a motor vehicle that we love and is dependable. I would, he worked very well with my income as well if I could give more than 5 stars!
Vic ended up being amazing to cope with excellent interaction through the process that is entire. Wandered me step-by-step placing me personally into automobile that was suitable for me personally! Many thanks for all your valuable assistance
Undoubtedly the experience ive that is best had purchasing a vehicle ended up being using this spot! Everybody is extremely helpfulf! Vic ended up being great with interaction and keeping us as much as date regarding the procedure and got us automobile we desired quickly without dilemmas! Would certainly return once more
Can I get a motor car finance after having a repossession?
Yes, at Legacy Auto Credit we realize that a repossession is often the results of an event that is uncontrollable situation. Quite a few consumers have experienced a repossession that is previous is going to be going back their car to your bank whenever filing a bankruptcy or customer proposition.
Will this help me to build my credit?
Yes, if you will be making your instalments on time. Legacy Auto Credit reports your re re payment history to Equifax month-to-month. In the long run with on time payments your rating shall increase.
What exactly is In-House Financing/Leasing? Imagine if i have already been turned straight straight down before?
At Legacy Auto Credit we provide In-House Financing/Leasing. This implies you pay us back that we provide the funds and then. We could examine your credit situation on a individual degree and determine your capability to help make re re payments even though you have actually bad credit. We result in the decision that is final the approval which leads to more approvals and better prices. Our rates of interest for Consumer Proposal and Bankruptcy clients begin at 7.99per cent oac on brand brand new vehicles.
We come across lots of people which have been formerly refused because of a few reasons which may have included, bad re re payment history, maybe maybe not the full time at work, an excessive amount of financial obligation and income that is non-garnishable. With this In-House system we glance at your revenue, costs and debts that might be inducing the change downs and supply you with approaches to get you rebuilding and driving your credit.
I still qualify if I have filed a bankruptcy or consumer proposal, can?
Yes, at Legacy car Credit our In-House system is made for consumer and bankruptcy proposition clients. If you’re planning to file or have previously filed as they are maybe not released, you can easily nevertheless be eligible for our low price in-house system. We make use of a few trustees whom see you to succeed in rebuilding your credit that we truly offer low rates and want. With you to secure a vehicle before filing so that you can be confident in returning your current vehicle that has too much negative equity, has too high of payment or doesn’t suite your needs anymore if you are about to file we will work. We additionally report your repayments to Equifax which will surely help re-establish your credit rating.
Did not see just what you had been in search of?
Our task would be to help individuals with bad credit get automobile financing at a cost point along with prices they could manage.
Irrespective of your position, it is well well worth trying and talking with certainly one of our credit professionals.
Don’t allow poor credit get in the form of residing a much better life.